Dalene Higgins
speaker
13,483 appearances
100 recordings
1 series
first heard Dec 2024
last heard 4 Aug
Dalene Higgins’s voice in public audio — every appearance, attributed to the second.
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recordings per month · last 12 monthsRecordings per month over the last 12 months — 46 in all, peaking in Oct 2025 with 7.
Appearances
And I know that might be like, I'm not sure, right?
But it does.
It has moving parts.
It shouldn't be clunky.
It shouldn't be hard.
And a system is going to help you take control of your money, not only physically, which is why we have moving parts, but mentally as well.
So if you listened a couple of episodes back, episode 195, where I talk about quiet signs of money stress, you'll understand better about what I mean with mentally as well.
Because that is key.
Managing money isn't just practical.
It's also mental.
We've got to get our brain believing that what it's seeing is what is true and not give us those, it's not working, you're not doing it right, all of those things.
We've got to have a system that we trust to put those thoughts at bay so that we can continue to make progress with our money.
So a spreadsheet or app helps you create a budget, which is also known as a spending plan or a money plan, and you track your spending against it.
So this could be a Google sheet, an Excel sheet.
It could also be an app such as EveryDollar or YNAB.
There's many of them out there.
I think Rocket Money is a new one.
Those are all apps and spreadsheets, but what they do is they help you control your spending
within categories.
You're able to say, okay, that's where I spent it.
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