Dalene Higgins
speaker
13,483 appearances
100 recordings
1 series
first heard Dec 2024
last heard 4 Aug
Dalene Higgins’s voice in public audio — every appearance, attributed to the second.
Trend
recordings per month · last 12 monthsRecordings per month over the last 12 months — 46 in all, peaking in Oct 2025 with 7.
Appearances
The biggest fear next to, am I going to have enough?
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Am I going to make it?
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Is I want to maintain my current lifestyle.
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That's in your expenses.
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When anyone comes to me with that and I'm like, okay, so what are you talking about your lifestyle?
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How I live today?
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No, you've got to get specific.
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Maintaining your current lifestyle has some expenses tied to it.
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And if you're just saying that because you enjoy how you're living, that's not going to be enough to really make sure it's going to be there in retirement.
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And do you really know what that means?
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So starting there and saying it means I get to eat out once a week, maybe we go for short weekend trips once a month, whatever it is, you need to declare that.
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And then those expenses need to stay in your retirement budget.
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That's how we massage the expenses as well.
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So expenses are, it's a big category.
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You can approach it from many different ways.
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The way I do not want you to approach it, yes, I'm going to coach you, is it's not about going in and cutting and restricting anything.
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We start with a more holistic view of where's my money going?
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What does this mean by lifestyle, if that's truly you?
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What are the three expenses I absolutely love?
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And start refining from there.
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Showing 1241–1260 of 13,483 · page 63 of 675
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