Dalvin Brown
speaker
364 appearances
7 recordings
1 series
first heard May 2024
last heard Nov 2024
Dalvin Brown’s voice in public audio — every appearance, attributed to the second.
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Appearances
These couples are saying that if they can get a mortgage together now, it often shakes out to be less than what they would end up paying for a wedding.
They also figure that housing prices are rising faster than wedding prices.
And so they're like, hey, let's get the big purchase out of the way.
And then a wedding can just happen when it happens.
People of all ages are buying homes together before marriage or without being married.
But we're predominantly seeing this with people in their late 20s and 30s, millennials, around the same age when people are saving for either a wedding or to buy their first home.
It is very different for how their parents did it.
And it shows that priorities are shifting.
Marriage is happening later in life for many people.
Buying a home feels like a bigger commitment for a lot of people and a smarter financial decision rather than moving to spend money on an expensive wedding right away.
Not really in the eyes of banks.
However, it does matter when it
make around the same amount of money don't get the same tax benefits as married couples who have a larger salary gap.
So maybe there's one spouse who is a stay-at-home parent and the other is a breadwinner.
You know, they get more tax incentives.
But for these couples who are increasingly making close to the same amount, they don't get that same benefit.
And they're saying, why get married now when we don't really have the same benefits as we would have or as our parents did?
Lawyers recommend something similar to a prenup.
They call it a cohabitation agreement or a living together agreement.
And that agreement will spell out who owns what percentage of the property, who pays for what, what happens if they break up.
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