Damien Medici
speaker
161 appearances
1 recordings
1 series
first heard Feb 2026
last heard 19 Feb
Damien Medici’s voice in public audio — every appearance, attributed to the second.
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recordings per month · last 12 monthsRecordings per month over the last 12 months — 1 in all, peaking in Feb 2026 with 1.
Appearances
A 90-day spending audit is recommended to cut out some of these costs.
And we're going to talk about this by taking you right now to Melbourne to catch up with Damien Medici, who is a director at Margin Finance.
And good morning to you, Damien.
Welcome on this Friday morning to the Real Estate Breakfast.
Yeah, as I say, banks, they treat these small daily habits as permanent liabilities rather than optional extras.
So it's a bit of a worry for people saving up.
Yes.
Good morning, Craig.
Thanks for having me.
They definitely do.
It's the silent killer that I like to call it.
It's the habits that slowly creep up that form this snowball of where's my money gone is the conversation that people often find themselves at the end of a pay cycle.
Where's my money gone?
It's left.
Yes, it's definitely a silent killer.
I can agree with you on that one.
And this silent spending, it can slash the borrowing power, as I mentioned, by up to 40%, making that home loan just so much more difficult to secure, which obviously you see.
Yeah, look, it definitely does.
And I think the hardest thing with this as well is banks are okay in understanding what's discretionary and what is not.
But I think to go one step further, it's more the borrower really understanding, well, how much can I commit to?
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