Dave Glazer

speaker

149 appearances 1 recordings 1 series first heard Jan 2025 last heard Jan 2025

Dave Glazer’s voice in public audio — every appearance, attributed to the second.

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Off the Rails from the U.S. Faster Payments Council - FPC · 30 Jan 2025 Dave Glaser and Skyler Nesheim of Dwolla on retail payments, pay by bank, and Severance · 30 Jan 2025 podcast

Now that the card brands and the acquirers have built amazing solutions like tokenization and many others to protect cardholder data and to slow down or stop fraud, those fraudsters are taking aim at the emerging faster payments and account to account payment ecosystem.

And so we've all got to be super diligent in thinking about how do we solve for fraud?

How do we educate consumers and businesses to keep fraud to a minimum to protect our credentials?

And related to that resolution is leveraging AI.

We've got to start to build AI tools into our systems and our solutions.

We've got to train our staff.

We've got to lead by example.

We've got to be careful as we conduct these experiments too.

We want to do it safely so that we continue to preserve that element of trust that we've already talked so much about.

Yeah, my bold prediction is there's going to be a massive wave of another massive wave in the consolidation of payments players.

I think the big players, the big acquirers, the networks, while they continue to toil around and experiment and pay by bank and account to account payments, they're not doubling down.

And I think there's a lot of startups.

There's a lot of small and medium sized companies that are leading the way right now.

And the big, the big players are going to start to wake up.

So we'll see, we'll see a lot of consolidation as we expand pay by bank and account to account payments in the U S and around the world.

Yeah, I'm with Skyler.

We're all about learning and experimenting right now with these new concepts and technologies and thinking about the future.

So please reach out, let us know.

We'd love to conduct some experiments, especially at retail.

We've got some really interesting experiments going on right now in the restaurant space and e-commerce space with some great players.

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