Dave Ramsey

That one's weird.

Came back, the furniture's rearranged.

It's kind of like misery.

Yeah, it's got a stalker-esque thing to it.

The penguin always faces north.

This is the Ramsey Show.

You know, we hear it all the time.

A car accident, a cancer diagnosis, a heart attack, and suddenly everything changes.

Yeah, that's right.

You need 10 to 12 times your income in coverage.

No gimmicks, no whole life junk, just straightforward term life protection.

But there's another piece that people often overlook, and that's long-term disability insurance.

Now, if your employer gives you free disability insurance, great, take it.

If it's discounted there at a better price, take it.

But if not, Zander can help you find the right plan.

Whether you're single or married, it's not optional.

If you're going to be out of work for a while, then you need to make sure the money's still showing up.

I've trusted Jeff Zander and Zander Insurance for over 25 years, and so has my family.

Protect yourself, protect your income, protect your family.

Dr. John Deloney, Ramsey Personality, is my co-host today.