Dave Ramsey

What happened if they all got wiped off the face of the earth by a hurricane?

What would you do?

I wish you had insurance.

Yeah, maybe.

I don't know.

I run a worst-case scenario through my emotional filters and see if I end up crying or not.

This is The Ramsey Show.

Finally, mortgage rates have dropped, and you know what that means.

People who have been sitting on the sidelines are about to jump back in to the housing market.

So if you've been waiting to buy, this could be your window, but you've got to be prepared and do it the Ramsey way.

You need to contact Churchill Mortgage.

Their Home Buyer Edge program gives you peace of mind in a wild market.

You can cap your rate for 90 days, so if rates go up, you're protected.

If rates go down, Churchill will drop yours automatically.

And get this, Churchill will even back your offer with a $10,000 seller guarantee.

So if your loan falls through due to financing, the seller still gets paid.

That's how confident Churchill is.

Plus, when you shop as a Churchill certified home buyer, it's stronger than pre-approval.

It makes you look like a cash buyer, which makes your offer rise to the top.

So don't let this moment pass you by.