Dave Ramsey

And if I'm in your shoes, I don't need that right now because your heart's already breaking.

So hang on and we'll help you with this hunt.

Dave Ramsey here.

Most people stay stuck with their money because they're not paying attention to it.

Most people are living paycheck to paycheck, stressed out and broke.

Don't be, most people.

You work way too hard to be broke and feel broke, and you deserve to have something to show for it.

That's why we built the Every Dollar Budget app.

It gives you a personalized plan for your money that shows you how to free up extra money every month and use it to beat debt and build lasting wealth.

Plus, you get real coaches guiding you through your plan step by step.

Look, most people hearing this will just keep hoping something changes, but not you.

You're ready to make change happen, starting now.

Go download EveryDollar in the App Store or Google Play and start for free today.

Our scripture of the day, Proverbs 21, 21, whoever pursues righteousness and kindness finds life, prosperity, and honor.

Warren Buffett, you only have to do a very few things right in your life so long as you don't do too many things wrong.

Guys, Ramsey is taking over an entire cruise ship.

That's right, one of the top lines, Holland America, fancy-pantsy cruise line, not the cheap ones.

This is 2,500 people coming together for the ultimate debt-free celebration.

If you're on Baby Step 4 and beyond...

You're out of debt except the house, and you're working on getting your past your emergency fund.