Dave Ramsey

Brought to you by the EveryDollar app.

Start budgeting for free today.

Normal is broke and common sense is weird.

So we're here to help you transform your life.

From the Ramsey Network and the Fairwinds Credit Union Studio, this is The Ramsey Show.

I'm Dave Ramsey, Ken Coleman, Ramsey personality, number one best-selling author and host of The Front Row Seat.

Fabulous show on Ramsey Network.

It's blowing up.

He's my co-host today.

Open phones here at 888-825-5225.

The call is free, and some say the advice is worth exactly what you pay for it.

Lacey is in Seattle.

Hey, Lacey, what's up?

Hey.

So my husband and I are kind of looking for a little bit of an outside perspective on a situation we're having.

Okay.

So our...

My in-laws, his parents, helped us with a down payment on our house.

And now we're receiving a lot of, on my end, unsolicited financial advice about debts and what we're doing with our money.

And I guess I just want to know how much influence I should allow them to have in what we're doing with our finances as a unit, the two of us.