Dave Ramsey

This year, it's time to take back your hard-earned money and your life.

And it starts by joining our free live stream.

On January 8th, me and Jade Warshaw will show you how to go from chaos to clarity with your money.

Help you break free from debt and change your family tree, all by using the all-new EveryDollar app.

Plus, 10 people who sign up will win $2,000 cash.

Don't let this be another year of I can't.

Sign up for free at EveryDollar.com slash live stream.

Hey, before we get rolling, listen up.

If you want to win with money in 2026, you can't keep living normal.

Normal's broke.

You need a plan.

Get a personalized plan and start living like no one else by downloading our EveryDollar app today.

Statistics show that half of Americans don't have enough life insurance or they don't have any at all.

I don't understand this, John.

Why don't people want to take care of their family?

They think they're going to die or something?

Well, I used to be one of those guys.

That's a gut punch.

Me too.

I mean, you're going to have a crisis here.