Dave Ramsey

That's Zander.com.

The calendar might have flipped, but the way to win with money hasn't changed.

Living on a budget, staying out of debt, and building wealth intentionally.

Now, here's the deal.

Most banks make their money when you don't do that.

They're fine if you stay broke and frustrated.

And that's why I recommend Fairwinds Credit Union.

They actually want you to win with money.

Their smart bundle gives you a no-fee checking account, a high-yield savings account, and the new Ramsey Be Weird debit card that says, dead is normal, be weird, right on the front.

It's not just a card, it's a statement.

Because every time you use it, it says, you control your money.

Your money doesn't control you.

So this year, stick to your plan, don't chase gimmicks or points, and partner with a credit union that helps you make progress in the baby steps.

Visit fairwinds.org to take control of your money and stay weird.

Fairwinds is federally insured by the NCUA.

Everywhere you turn right now, you're being told a lie about money, that you can't get ahead, that you can't survive without debt.

And those lies are keeping you broke.

Don't buy into it.

Yes, there's a lot of noise and chaos and confusion out there, but there's also hope.

The truth is, you have more control than you think.