Dave Ramsey

You want to spend every single dollar of the money that you're bringing in on purpose.

Now, when I say spend the money, I mean that's everything from rent, groceries, if you have car payments, if you have debt.

And then if there's margin, you also need to assign that money a task, whether it's paying off the smallest debt or maybe you're behind on something.

That's how that's going to work.

Does that make sense?

Yes.

So John Maxwell said it this way.

He said that a budget is people telling their money what to do instead of wondering where it went.

So on paper, on purpose, in this case on app, on purpose, you lay out what you want your month to look like, and then you be a grown-up and live what you laid out.

No whining.

It's your plan.

You can put whatever you want to on it.

But you obviously won't plan to be in the red.

Right.

Okay.

Now, do you have a bunch of debt?

Oh, I've definitely heard of it.

So you've been impulsing your butt off.

This is like you put a t-shirt on three payments.

Okay.