Dave Ramsey

So here's the thing, Christy, it sounds like that, um, you know, you go to your old child and, um,

the last two years of your life have had some stress to them.

And during that time you paid attention to dealing with the life situation and not the money situation.

And so the money situation just kind of ran on autopilot and it really wasn't good at driving by itself.

So it needs you to now start driving it.

Because if you want to win at anything, you just start paying attention to it.

And you're going to win at this because you called and said, I'm ready to pay attention to it.

Teach me how.

And so you're actually going to go do this.

And I have a prediction that you probably will never borrow money on a credit card again, and you probably will never use a firm and get screwed by those people again.

And by the way, that's what they're doing.

They're screwing you.

So don't set yourself up to be the victim.

These villains are out there.

They're real.

And these companies are not your friend.

They're their own friend.

They're not looking out for Christy.

I can affirm that.

They are looking out for Affirm.