Dave (YNAB Dave)
speaker
530 appearances
1 recordings
1 series
first heard Jan 2025
last heard Jan 2025
Dave (YNAB Dave)’s voice in public audio — every appearance, attributed to the second.
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Appearances
Do we want to spend the next eight years living paycheck to paycheck or do we want to spend –
maybe some money getting ahead, give ourselves some peace of mind, some resilience kind of thing, and then focus on debt afterwards.
So it all made sense when the pieces clicked, yeah.
It was the word that any time somebody wants to differentiate between YNAB and other budgeting, for those other budgets that are still around, that is, there was a... For me, it was an instant like.
Okay.
Yeah, I'll cut to the chase.
There was an instant like, because immediately it was, this is the difference.
Yeah.
This is... It's not a...
The budget is the tool.
The budget, the hammer is the tool.
The objective is the garden shed.
Spanfulness to me was the equivalent of the garden shed.
It's the word we've always been missing that takes into account that it's not about how much you have.
It's not even about how much you bring in.
It's about putting the same efforts into making a plan for all of it.
as you do to put the effort in to earn all of it.
You earn a dollar once, you spend a dollar once, let's optimize the bit in the middle.
And of course that is so uniquely human to each of us, what we consider to be high versus low priority.
Spendfulness to me just became that, that's the word.
Showing 201–220 of 530 · page 11 of 27
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