David Bach

speaker
707 appearances 1 recordings 1 series first heard Aug 2026 last heard 4 Aug

David Bach’s voice in public audio — every appearance, attributed to the second.

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recordings per month · last 12 months
1 · Aug OctJan 26AprJulnow

Recordings per month over the last 12 months — 1 in all, peaking in Aug 2026 with 1.

Appearances

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Every time you go somewhere, carry a pad of paper, write it down what you're spending.
Okay.
Get a handle on where you're spending money.
Open up your subscriptions on your iPhone, cancel some things today.
I would tell you that today, if you're 50 years old and you're starting another job, the first thing you should do is sign up for your 401k plan.
If you, if you have a 401k plan, because the laws have changed now, 401k plans now based on the new secure 2.0 act are supposed to be automatically enrolling you in a 401k plan.
And most cases, about 60, 70% of plans are doing that today.
But Ed, what they're doing is they're automatically enrolling you at a 3% savings rate.
So there are a lot of times someone who's 50 is like, oh yeah, I'm using my 401k plan.
Well, how much are you saving?
Oh, I don't know.
How do you not know?
Let's open up your 401k statement right now and let's look at what you're saving.
Oh, I am saving 3%.
That's not enough.
You have to up that right now.
Well, how much should I up it to?
We should up it to 15%.
How am I going to do that?
Well, if you can't go from three to 15, can you go from three to five?
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