David Koch

speaker
72 appearances 1 recordings 1 series first heard Aug 2026 last heard 8 Aug

David Koch’s voice in public audio — every appearance, attributed to the second.

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recordings per month · last 12 months
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Recordings per month over the last 12 months — 1 in all, peaking in Aug 2026 with 1.

Appearances

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And then you add on
The five percent deposit
that previously excluded a lot of people.
They're now included.
So they're able to borrow more with less.
And everyone's gotta weigh up their own financial situation that that maybe you uh will have access to this finance.
Yes, you will be able to borrow more.
Can you afford to repay it?
Does it match your lifestyle?
Are you willing to make the sacrifices that if if you're able to borrow more and stretch yourself?
And then there are higher repayments, you may have to cut back in other areas.
It's not a silver bullet for everybody to say, hey, wacko, we've got access to more finance.
Previous we were excluded, maybe for the right reasons, because you weren't able to afford it.
Now we are included.
And you may not be able to afford it still.
And also keep in mind the lower the deposit you have,
usually the higher interest rate you will pay.
So
Yes, you don't need to
save up a ten or twenty percent deposit.
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