David

My wife and I are just about to complete on the sale of a flat in London and we'll have about a £400,000 lump sum. It's our only property and we've been renting it out for the last 13 years. Due to the currently living in free job-related accommodation, my wife and I are not in a rush to buy and it may take a year or more to find the right property for us.

So I was saying I'm a high rate taxpayer and my wife is near the top of the basic rate tax bracket. My current plan is to use 50,000 each in premium bonds alongside high interest accounts and perhaps regular saver accounts to maximize the interest. Have you used your ISA? Yes. Yes. So I've used, both of us have used our ISA this year already. I have a couple of specific questions. Am I right in thinking we should put some

That wasn't even close to the same.

That worked for me.

Yeah.

Give us a sec.

Just building up for my first sentence.

Oh, I'm excited.

Yeah, I am excited about this new venture.

So this is called Chatterbox.

Well, it's every day.

Don't worry about it.

You'll get a new one every fucking morning.

No.

So this is going to be a daily, a weekday pod in the morning.

Just checking in, touching base.

Seeing how we both are.

That's it.

You listen to it, you listen to it.

Well, so what did you do last night then?