Doug (Joe's mom's neighbor)
speaker
4,454 appearances
36 recordings
1 series
first heard May 2026
last heard 14 Aug
Doug (Joe's mom's neighbor)’s voice in public audio — every appearance, attributed to the second.
Trend
recordings per month · last 12 monthsRecordings per month over the last 12 months — 36 in all, peaking in Jul 2026 with 15.
Appearances
And there have been times when the US government got involved.
Back in 1968, insurers struggled so much in one area that they created a public program to step in where insurance wouldn't.
And the reason?
This type of insurance had claims so high that none of the insurers could cover them successfully.
Something it sounds like Bob is saying is happening right now.
So here's your question, stackers.
What type of catastrophe did this 1968 created government program seek to help both homeowners and the insurance industry?
I'll be back with the answer right after I go connect with Bob on LinkedIn.
I'm sure now that he's in mom's basement, it's my ticket to bigger and better things.
Winning!
Hey there, stackers.
I'm insurance trivia adjuster and guy who never raises the premium, Joe's mom's neighbor, Doug.
One type of insurance the industry was struggling to get its arms around in the late 1960s, so the government stepped in.
What type of catastrophe did this insurance program help cover?
If you said hurricane, great guess.
But unfortunately, we'll need to give you another guess because the answer is flood insurance.
The National Flood Insurance Program was created because the private insurance companies largely refused to cover flooding because they'd suffered so many catastrophic losses.
And for insurance to work, you gotta keep covered.
And there has to be a company there to do the covering.
And here comes two guys back to keep covering the topic of insurance premiums.
Showing 801–820 of 4,454 · page 41 of 223
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