Dr Eliza Filby

speaker
294 appearances 2 recordings 2 series first heard Apr 2026 last heard 14 May

Dr Eliza Filby’s voice in public audio — every appearance, attributed to the second.

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Recordings per month over the last 12 months — 2 in all, peaking in May 2026 with 1.

Appearances

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Okay, partly because...
It is that point when house prices start to go up before them, but quantitative easing is the policy that's pursued and asset prices are increased.
I think it's also because it is a nice turning point in terms of the cost of education as well.
although that obviously came out later, there is that key moment.
I think it's also, and I don't think we talk about this enough, is one's financial attitudes are actually shaped earlier than you would presume.
They're actually shaped around between the ages of seven and 12, right?
Really early.
And so when people talk about the global financial crisis, they tend to think that it impacted millennials.
I think psychologically...
it impacted Gen Z, who saw their parents being laid off, who maybe saw their parents, you know, having their house repossessed, who saw their parents struggle, and I think therefore grew up in a sort of culture of economic realism rather than a culture of, you know, unending economic opportunity that perhaps millennials did, you know.
One of the things, I mean, I taught in higher education for a number of years, and I definitely saw a transition that my older colleagues really didn't understand.
The emergence of the student as a customer, right?
And when you are paying for something, you respect a return on that investment.
So when you have a generation who are working harder than ever, maybe had some private tutoring, maybe did a huge number of GCSEs, number of A-levels, worked much harder than I did, right?
And the focus is education, education, education.
And then you enter tertiary education and you go, actually, hang on a minute.
I've got six hours of lectures, or maybe more if you're doing sciences.
My lecturers don't know my name, and I'm not sure this degree is going to get me in an area of work that I want to work in.
I think there's a different mindset entering tertiary education amongst Gen Z. And I saw it happen in universities, where the number of times we'd sit in meetings going,
How can we like, you know, basically sort of bribe them so that they can fill out that student satisfaction survey to the highest percentage?
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