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Dr. John Deloney

👤 Speaker
14443 total appearances

Appearances Over Time

Podcast Appearances

The Ramsey Show
You Can Still Escape the Debt Spiral Before It’s Too Late

Immediately.

The Ramsey Show
You Can Still Escape the Debt Spiral Before It’s Too Late

And for everyone listening, here's the honest truth for Rebecca. She's got eight years left. She's a multimillionaire. She clearly knows what she's doing. And if you, let's just be honest about the math. If you, every three months, went to the local dealership and you prepaid, you gave them $2,000 and you got lifetime free oil changes. And they amortize that out over eight years.

The Ramsey Show
You Can Still Escape the Debt Spiral Before It’s Too Late

And for everyone listening, here's the honest truth for Rebecca. She's got eight years left. She's a multimillionaire. She clearly knows what she's doing. And if you, let's just be honest about the math. If you, every three months, went to the local dealership and you prepaid, you gave them $2,000 and you got lifetime free oil changes. And they amortize that out over eight years.

The Ramsey Show
You Can Still Escape the Debt Spiral Before It’s Too Late

And for everyone listening, here's the honest truth for Rebecca. She's got eight years left. She's a multimillionaire. She clearly knows what she's doing. And if you, let's just be honest about the math. If you, every three months, went to the local dealership and you prepaid, you gave them $2,000 and you got lifetime free oil changes. And they amortize that out over eight years.

The Ramsey Show
You Can Still Escape the Debt Spiral Before It’s Too Late

Like if you come here, it's going to pay for itself 10 times. A, the chance that you still have that car in eight years, that somebody in your life hasn't had something that you've got to hop up and move.

The Ramsey Show
You Can Still Escape the Debt Spiral Before It’s Too Late

Like if you come here, it's going to pay for itself 10 times. A, the chance that you still have that car in eight years, that somebody in your life hasn't had something that you've got to hop up and move.

The Ramsey Show
You Can Still Escape the Debt Spiral Before It’s Too Late

Like if you come here, it's going to pay for itself 10 times. A, the chance that you still have that car in eight years, that somebody in your life hasn't had something that you've got to hop up and move.

The Ramsey Show
You Can Still Escape the Debt Spiral Before It’s Too Late

There's so many factors over the next eight years that it's just not worth playing the gamble, especially when you've got $2 million to say, man, I want to get my oil changed where I want, when I want, and I'm going to move on. Thank you. Love it.

The Ramsey Show
You Can Still Escape the Debt Spiral Before It’s Too Late

There's so many factors over the next eight years that it's just not worth playing the gamble, especially when you've got $2 million to say, man, I want to get my oil changed where I want, when I want, and I'm going to move on. Thank you. Love it.

The Ramsey Show
You Can Still Escape the Debt Spiral Before It’s Too Late

There's so many factors over the next eight years that it's just not worth playing the gamble, especially when you've got $2 million to say, man, I want to get my oil changed where I want, when I want, and I'm going to move on. Thank you. Love it.

The Ramsey Show
You Can Still Escape the Debt Spiral Before It’s Too Late

Not true. Not true. Not true. I'll call that one out. The other ones are true, but I'll call that one out.

The Ramsey Show
You Can Still Escape the Debt Spiral Before It’s Too Late

Not true. Not true. Not true. I'll call that one out. The other ones are true, but I'll call that one out.

The Ramsey Show
You Can Still Escape the Debt Spiral Before It’s Too Late

Not true. Not true. Not true. I'll call that one out. The other ones are true, but I'll call that one out.

The Ramsey Show
You Can Still Escape the Debt Spiral Before It’s Too Late

No, exactly. Listen, you've backed yourself into a corner. The way you phrased it is, do I just keep surviving or do I go follow my passion and dreams? That's a false dichotomy. Okay. We're not just going to hunker down and look at the floor and walk around and we're not, and it's not that or sunshine and rainbows. Nonprofits are really, really tough. Okay. So here's what we're gonna do.

The Ramsey Show
You Can Still Escape the Debt Spiral Before It’s Too Late

No, exactly. Listen, you've backed yourself into a corner. The way you phrased it is, do I just keep surviving or do I go follow my passion and dreams? That's a false dichotomy. Okay. We're not just going to hunker down and look at the floor and walk around and we're not, and it's not that or sunshine and rainbows. Nonprofits are really, really tough. Okay. So here's what we're gonna do.

The Ramsey Show
You Can Still Escape the Debt Spiral Before It’s Too Late

No, exactly. Listen, you've backed yourself into a corner. The way you phrased it is, do I just keep surviving or do I go follow my passion and dreams? That's a false dichotomy. Okay. We're not just going to hunker down and look at the floor and walk around and we're not, and it's not that or sunshine and rainbows. Nonprofits are really, really tough. Okay. So here's what we're gonna do.

The Ramsey Show
You Can Still Escape the Debt Spiral Before It’s Too Late

Like what Ken said, we're going to go get a bunch of tiny wins and we're going to make $13 an hour, $11 an hour. And we're going to keep showing up. And then four months later, you're going to stand six inches taller. Okay. You've got this, Kristen. You got this. And don't ever say again that you don't have anything to contribute. Not true.

The Ramsey Show
You Can Still Escape the Debt Spiral Before It’s Too Late

Like what Ken said, we're going to go get a bunch of tiny wins and we're going to make $13 an hour, $11 an hour. And we're going to keep showing up. And then four months later, you're going to stand six inches taller. Okay. You've got this, Kristen. You got this. And don't ever say again that you don't have anything to contribute. Not true.

The Ramsey Show
You Can Still Escape the Debt Spiral Before It’s Too Late

Like what Ken said, we're going to go get a bunch of tiny wins and we're going to make $13 an hour, $11 an hour. And we're going to keep showing up. And then four months later, you're going to stand six inches taller. Okay. You've got this, Kristen. You got this. And don't ever say again that you don't have anything to contribute. Not true.

The Ramsey Show
You Can Still Escape the Debt Spiral Before It’s Too Late

And I want to say, man, you're a good son. What's happened to bring you to this point?