Dr. John Deloney

America, I'm entrusting you guys to get this thing going. People have read it. Y'all have come after me for a long time. You can make it up for me right now. Dave babies.

Hey, that's a number that most people don't know. I remember the first time my buddy who works in finance, I said, hey, calculate my net worth for me. And he said, all right. And so we pulled up my bank statements and what I owed. It was negative. Oh, it was red. And he still marks that as one of the top three hardest he's ever laughed in his life. I was like, it's negative.

Hey, that's a number that most people don't know. I remember the first time my buddy who works in finance, I said, hey, calculate my net worth for me. And he said, all right. And so we pulled up my bank statements and what I owed. It was negative. Oh, it was red. And he still marks that as one of the top three hardest he's ever laughed in his life. I was like, it's negative.

Hey, that's a number that most people don't know. I remember the first time my buddy who works in finance, I said, hey, calculate my net worth for me. And he said, all right. And so we pulled up my bank statements and what I owed. It was negative. Oh, it was red. And he still marks that as one of the top three hardest he's ever laughed in his life. I was like, it's negative.

And he's like, yeah, dude, you have negative net worth. And I was like, it's going to take five years to get to zero. But it was a hilarious, but I had no idea. I just thought, oh, my net worth's probably about, I just had no idea. That tool would be great.

And he's like, yeah, dude, you have negative net worth. And I was like, it's going to take five years to get to zero. But it was a hilarious, but I had no idea. I just thought, oh, my net worth's probably about, I just had no idea. That tool would be great.

And he's like, yeah, dude, you have negative net worth. And I was like, it's going to take five years to get to zero. But it was a hilarious, but I had no idea. I just thought, oh, my net worth's probably about, I just had no idea. That tool would be great.

All right, today's question comes from Amber in Maine. Amber writes, I'm a 39 year old divorced mother of three with an annual income of about $100,000. I worked hard to maintain the same lifestyle for my kids that they had before the divorce, so my budget is tight. He says,

All right, today's question comes from Amber in Maine. Amber writes, I'm a 39 year old divorced mother of three with an annual income of about $100,000. I worked hard to maintain the same lifestyle for my kids that they had before the divorce, so my budget is tight. He says,

All right, today's question comes from Amber in Maine. Amber writes, I'm a 39 year old divorced mother of three with an annual income of about $100,000. I worked hard to maintain the same lifestyle for my kids that they had before the divorce, so my budget is tight. He says,

He also can't afford a 50-50 financial split, which has me questioning whether I'm being foolish by allowing him to move in, especially when he can't contribute equally. How should we handle finances and household responsibilities, or am I making a mistake by bringing him into my home under these circumstances? Oh, geez, Dave. Dang, man. Yes, Amber, you want to break up with him? Just call it.

He also can't afford a 50-50 financial split, which has me questioning whether I'm being foolish by allowing him to move in, especially when he can't contribute equally. How should we handle finances and household responsibilities, or am I making a mistake by bringing him into my home under these circumstances? Oh, geez, Dave. Dang, man. Yes, Amber, you want to break up with him? Just call it.

He also can't afford a 50-50 financial split, which has me questioning whether I'm being foolish by allowing him to move in, especially when he can't contribute equally. How should we handle finances and household responsibilities, or am I making a mistake by bringing him into my home under these circumstances? Oh, geez, Dave. Dang, man. Yes, Amber, you want to break up with him? Just call it.

Just call it. Yes, please, please, please, please don't let him move into your home. And not because he can't, quote-unquote, earn a 50-50 split, but because— Because the only thing you like about him is his looks. Right. No, I don't even think of that. She didn't even say he's really good-looking. She just says— I know, I just made that up. There had to be some redeeming value in this guy.

Just call it. Yes, please, please, please, please don't let him move into your home. And not because he can't, quote-unquote, earn a 50-50 split, but because— Because the only thing you like about him is his looks. Right. No, I don't even think of that. She didn't even say he's really good-looking. She just says— I know, I just made that up. There had to be some redeeming value in this guy.

Just call it. Yes, please, please, please, please don't let him move into your home. And not because he can't, quote-unquote, earn a 50-50 split, but because— Because the only thing you like about him is his looks. Right. No, I don't even think of that. She didn't even say he's really good-looking. She just says— I know, I just made that up. There had to be some redeeming value in this guy.

I like him sitting next to me on the couch when we're both playing TikTok. I don't think you play TikTok, but— Anyway, listen, you don't settle and don't have him move in. You don't respect him. You don't love him in that way. You don't want to build a life with him. He's convenient right now and you are very, very much alone.

I like him sitting next to me on the couch when we're both playing TikTok. I don't think you play TikTok, but— Anyway, listen, you don't settle and don't have him move in. You don't respect him. You don't love him in that way. You don't want to build a life with him. He's convenient right now and you are very, very much alone.

I like him sitting next to me on the couch when we're both playing TikTok. I don't think you play TikTok, but— Anyway, listen, you don't settle and don't have him move in. You don't respect him. You don't love him in that way. You don't want to build a life with him. He's convenient right now and you are very, very much alone.

I'd much rather see you get some friends and begin to tackle that part of your life and to stop. Stop guilt budgeting. And what I mean by that is when people get divorced, they often think I've got to keep everything the same because so that way it affects my kids not that much. Listen, your kids have been fully affected.