Dr. John Deloney

I'd much rather see you get some friends and begin to tackle that part of your life and to stop. Stop guilt budgeting. And what I mean by that is when people get divorced, they often think I've got to keep everything the same because so that way it affects my kids not that much. Listen, your kids have been fully affected.

I'd much rather see you get some friends and begin to tackle that part of your life and to stop. Stop guilt budgeting. And what I mean by that is when people get divorced, they often think I've got to keep everything the same because so that way it affects my kids not that much. Listen, your kids have been fully affected.

I'd much rather them have that full effect and a mom that's not stressed every month when it comes to money and not considering letting this knucklehead move in, somebody that you don't respect, even love, move in and play house with. Yeah, don't do that. Let's reimagine the whole thing. But to answer your question, yes, please don't let this guy move in with you.

I'd much rather them have that full effect and a mom that's not stressed every month when it comes to money and not considering letting this knucklehead move in, somebody that you don't respect, even love, move in and play house with. Yeah, don't do that. Let's reimagine the whole thing. But to answer your question, yes, please don't let this guy move in with you.

I'd much rather them have that full effect and a mom that's not stressed every month when it comes to money and not considering letting this knucklehead move in, somebody that you don't respect, even love, move in and play house with. Yeah, don't do that. Let's reimagine the whole thing. But to answer your question, yes, please don't let this guy move in with you.

Yeah. No, you know in your guts.

Yeah. No, you know in your guts.

Yeah. No, you know in your guts.

Or you almost always, in my case, I can think of a couple of hires that, man, golly, I wish I could have them back, and I overrode my team. Or I can guarantee you these three kids don't super love having this guy around because they can feel that mom doesn't even respect this guy. He's not respectable, and you're going to override the kids, right?

Or you almost always, in my case, I can think of a couple of hires that, man, golly, I wish I could have them back, and I overrode my team. Or I can guarantee you these three kids don't super love having this guy around because they can feel that mom doesn't even respect this guy. He's not respectable, and you're going to override the kids, right?

Or you almost always, in my case, I can think of a couple of hires that, man, golly, I wish I could have them back, and I overrode my team. Or I can guarantee you these three kids don't super love having this guy around because they can feel that mom doesn't even respect this guy. He's not respectable, and you're going to override the kids, right?

So you always go against the people in your life when you do stuff like that.

So you always go against the people in your life when you do stuff like that.

So you always go against the people in your life when you do stuff like that.

I bought a house within the last year with a credit score of zero. I'm assuming that's what it was. Or it said something like credit not, what is it? Credit not? Yeah, not available. Not available. I have no score. And they do a process called manual underwriting.

I bought a house within the last year with a credit score of zero. I'm assuming that's what it was. Or it said something like credit not, what is it? Credit not? Yeah, not available. Not available. I have no score. And they do a process called manual underwriting.

I bought a house within the last year with a credit score of zero. I'm assuming that's what it was. Or it said something like credit not, what is it? Credit not? Yeah, not available. Not available. I have no score. And they do a process called manual underwriting.

And it's the way they did it up until just a few years ago where somebody actually looks at, like, dude, you can have $10 million in cash in your checking account and have bad credit. It has no bearing on how much wealth you have. It's just a marker. Basically, it's like a dating site that tracks how well you've dated in the past and gives you a dating score. It just does that except with debt.

And it's the way they did it up until just a few years ago where somebody actually looks at, like, dude, you can have $10 million in cash in your checking account and have bad credit. It has no bearing on how much wealth you have. It's just a marker. Basically, it's like a dating site that tracks how well you've dated in the past and gives you a dating score. It just does that except with debt.

And it's the way they did it up until just a few years ago where somebody actually looks at, like, dude, you can have $10 million in cash in your checking account and have bad credit. It has no bearing on how much wealth you have. It's just a marker. Basically, it's like a dating site that tracks how well you've dated in the past and gives you a dating score. It just does that except with debt.