Elizabeth Ayoola

That's right.

And I see a lot of people giving responsible advice on Reddit.

Go you guys telling the person to consult with a lawyer because sometimes we try to do these things on our own and you can get yourself into a lot of financial mess.

So definitely speak to a professional as well.

Exactly.

And like you said, maybe ain't got a lot of money.

He, they, them, right?

Exactly.

Oh, this is such a hard one for me, because if I had to describe myself, I would not call myself frugal.

OK, I'm not a penny pincher.

I love to spoil myself and I find any excuse to treat myself.

Well, does this count?

So when I'm at the grocery store, I think in the past, you know, groceries are high.

Well, they're still high.

But if I see chicken breast, I love chicken breast for four or five and then I see one for three ninety five.

I'm getting the one for three ninety five.

Is that frugal?

Does that count?

How can I shave my grocery bill?

But now I would say this is a bad example just to show you how unfrugal I am.