Elizabeth Ayoola

Join us next time to hear about how to decide if now is the right time to buy a car. Follow Smart Money on your favorite podcast app, including Spotify, Apple Podcasts, and iHeart Radio to automatically download new episodes.

This episode was produced by Tess Vigeland. Hilary Georgie helped with editing. Nick Karisamy mixed our audio. And a big thank you to NerdWallet's editors for all their help.

This episode was produced by Tess Vigeland. Hilary Georgie helped with editing. Nick Karisamy mixed our audio. And a big thank you to NerdWallet's editors for all their help.

This episode was produced by Tess Vigeland. Hilary Georgie helped with editing. Nick Karisamy mixed our audio. And a big thank you to NerdWallet's editors for all their help.

How's your credit, Sean? I know we talk about it all the time, but are you in the 850 club?

How's your credit, Sean? I know we talk about it all the time, but are you in the 850 club?

How's your credit, Sean? I know we talk about it all the time, but are you in the 850 club?

I like what you just did there, Sean, about I'm in the neighborhood. You didn't give us an exact score. Well, I know. I checked my Experian this week, and I'm 10 points away from 800. So you do the math. Okay. Today, we're going to talk about someone else's good faith and credit. Okay.

I like what you just did there, Sean, about I'm in the neighborhood. You didn't give us an exact score. Well, I know. I checked my Experian this week, and I'm 10 points away from 800. So you do the math. Okay. Today, we're going to talk about someone else's good faith and credit. Okay.

I like what you just did there, Sean, about I'm in the neighborhood. You didn't give us an exact score. Well, I know. I checked my Experian this week, and I'm 10 points away from 800. So you do the math. Okay. Today, we're going to talk about someone else's good faith and credit. Okay.

And I'm Elizabeth Ayola. This episode, we are looking at some reasons why you might want to switch up your credit cards. But first, our weekly money news roundup, where we break down the latest in the world of finance to help you be smarter with your money. And speaking of credit, the United States just had its credit downgraded by the ratings agency Moody's.

And I'm Elizabeth Ayola. This episode, we are looking at some reasons why you might want to switch up your credit cards. But first, our weekly money news roundup, where we break down the latest in the world of finance to help you be smarter with your money. And speaking of credit, the United States just had its credit downgraded by the ratings agency Moody's.

And I'm Elizabeth Ayola. This episode, we are looking at some reasons why you might want to switch up your credit cards. But first, our weekly money news roundup, where we break down the latest in the world of finance to help you be smarter with your money. And speaking of credit, the United States just had its credit downgraded by the ratings agency Moody's.

Our news colleague, Anna Helhosky, is here to explain more.

Our news colleague, Anna Helhosky, is here to explain more.

Our news colleague, Anna Helhosky, is here to explain more.

Ana, at the top, you mentioned some potential impacts on investing. Tell us about that.

Ana, at the top, you mentioned some potential impacts on investing. Tell us about that.

Ana, at the top, you mentioned some potential impacts on investing. Tell us about that.

And thank you, Ana. Of course. Up next, we answer a listener's question about switching up their credit cards. But before we get into that, a reminder to send us your money questions. Do you want to know the smartest way to budget for your summer vacation? Or are you in the market for a new credit card but aren't sure how to find the one that's best for you?