Elizabeth Ayoola

Shannon, if you were Patty, what would you choose?

What option would you choose?

Have either of you ever leased, Sean or Elizabeth?

I have not, but I did consider it.

But every time I go back to the points of, like you said, it's like eternally renting a car, I'm like, I don't know if this makes much financial sense for me if I can justify paying whatever the payment is, $500 to $800 a month.

for years on a car that I'm not gonna own in the end.

And even if I was a little on the fence based on this conversation, I will not be leasing a car.

I also will not be buying a new car.

And I will be using that extra money to do all the things that Sean listed in the beginning.

Listen, I'm not going to lie.

I'm one of those people who just jerks my car around.

I don't know half of what the lights on the car mean.

So it took me a long time to even notice the scratch was on the car.

So clearly it doesn't bother me that much.

So I probably won't be buffing the car now.

I'm going to tell you this very quickly because somebody in Sean's house wants a walk.

We want you to join us next time to hear about using AI versus a real person for financial advice.

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This episode was produced by our fabulous team that includes Tess Vigeland, Hilary Georgie helped with editing, Nick Krusemi and Eve Krogman helped with audio and video production, and a big thank you to NerdWallet's editors for all of their help.