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Elizabeth Ayoola

๐Ÿ‘ค Speaker
5640 total appearances

Appearances Over Time

Podcast Appearances

NerdWallet's Smart Money Podcast
Points and Miles vs Cash Back: Pick a Credit Card That Matches Your Spending

And one of the lures for me was the sign-up bonus.

NerdWallet's Smart Money Podcast
Points and Miles vs Cash Back: Pick a Credit Card That Matches Your Spending

Oh, here's me telling my business.

NerdWallet's Smart Money Podcast
Points and Miles vs Cash Back: Pick a Credit Card That Matches Your Spending

Just to show y'all I'm here too.

NerdWallet's Smart Money Podcast
Points and Miles vs Cash Back: Pick a Credit Card That Matches Your Spending

Sign-up bonus was maybe like 70,000, you know, points.

NerdWallet's Smart Money Podcast
Points and Miles vs Cash Back: Pick a Credit Card That Matches Your Spending

I was like, okay, I can hit this easily.

NerdWallet's Smart Money Podcast
Points and Miles vs Cash Back: Pick a Credit Card That Matches Your Spending

And at the time, my son was in private school.

NerdWallet's Smart Money Podcast
Points and Miles vs Cash Back: Pick a Credit Card That Matches Your Spending

So I was like, I can hit this easily.

NerdWallet's Smart Money Podcast
Points and Miles vs Cash Back: Pick a Credit Card That Matches Your Spending

Do you guys think I hit that easily?

NerdWallet's Smart Money Podcast
Points and Miles vs Cash Back: Pick a Credit Card That Matches Your Spending

I'm guessing you didn't.

NerdWallet's Smart Money Podcast
Points and Miles vs Cash Back: Pick a Credit Card That Matches Your Spending

No, I missed it by a hair.

NerdWallet's Smart Money Podcast
Points and Miles vs Cash Back: Pick a Credit Card That Matches Your Spending

And that is because one, I did not keep track of when the six month period was.

NerdWallet's Smart Money Podcast
Points and Miles vs Cash Back: Pick a Credit Card That Matches Your Spending

And two, I didn't do the work of saying, okay, I'm taking him out of private school.

NerdWallet's Smart Money Podcast
Points and Miles vs Cash Back: Pick a Credit Card That Matches Your Spending

So I should move all my other expenses to that card to make sure that I did it.

NerdWallet's Smart Money Podcast
Points and Miles vs Cash Back: Pick a Credit Card That Matches Your Spending

So that really, really broke my heart because it's like that annual fee is high too.

NerdWallet's Smart Money Podcast
Points and Miles vs Cash Back: Pick a Credit Card That Matches Your Spending

Okay.

NerdWallet's Smart Money Podcast
Points and Miles vs Cash Back: Pick a Credit Card That Matches Your Spending

And then now I had annual fee and no, no bonus points.

NerdWallet's Smart Money Podcast
Points and Miles vs Cash Back: Pick a Credit Card That Matches Your Spending

So.

NerdWallet's Smart Money Podcast
Points and Miles vs Cash Back: Pick a Credit Card That Matches Your Spending

I'll go into the question now.

NerdWallet's Smart Money Podcast
Points and Miles vs Cash Back: Pick a Credit Card That Matches Your Spending

So here is the question.

NerdWallet's Smart Money Podcast
Points and Miles vs Cash Back: Pick a Credit Card That Matches Your Spending

A lot of airline credit cards do come with big sign-up bonuses.