Elizabeth Ayoola

Oh, I had to wake up and do X, Y, Z today.

I need to treat myself.

So honestly, I could never track every dollar.

Let me not say never.

There have been times where I've been overspending month to month.

And again, I'm like, OK, what am I doing and what's happening?

But I think it's so important with finances that you do something you can commit to.

And I just could not commit to tracking every single dollar.

You can also email us at podcast at nerdwallet.com.

And our next episode is timely because we are going to be chatting about the best budgeting app for you.

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This episode is produced by Tess Vigeland.

Hillary Georgie helped with editing.

Nick Karisamy and Eve Krogman helm our audio and video production.

And a big thank you to NerdWallet's editors for all their help.

Okay, okay, okay, I'll start with the good.

The good is I actually haven't been buying things.

I have been putting myself in compromising situations where I could buy things.