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Elizabeth Ayoola

๐Ÿ‘ค Speaker
5640 total appearances

Appearances Over Time

Podcast Appearances

NerdWallet's Smart Money Podcast
Split-Expense Planning for Couples and the Winter Homebuying Advantage

Oh, that's good.

NerdWallet's Smart Money Podcast
Split-Expense Planning for Couples and the Winter Homebuying Advantage

Sean has a dog.

NerdWallet's Smart Money Podcast
Split-Expense Planning for Couples and the Winter Homebuying Advantage

Sean, are you going to talk about your dog now?

NerdWallet's Smart Money Podcast
Split-Expense Planning for Couples and the Winter Homebuying Advantage

What are some other things aside from traveling that you envision yourself doing during retirement?

NerdWallet's Smart Money Podcast
Split-Expense Planning for Couples and the Winter Homebuying Advantage

And also because you want to retire together, what are some things you want to do together?

NerdWallet's Smart Money Podcast
Split-Expense Planning for Couples and the Winter Homebuying Advantage

All right.

NerdWallet's Smart Money Podcast
Split-Expense Planning for Couples and the Winter Homebuying Advantage

Well, speaking of mortgage, you all also sent us a question around how to make it fair, considering that Claire is contributing towards the mortgage.

NerdWallet's Smart Money Podcast
Split-Expense Planning for Couples and the Winter Homebuying Advantage

And sometimes couples have a concern that if they break up, one person has helped the other pay down their mortgage and they leave having to go and pay rent somewhere again.

NerdWallet's Smart Money Podcast
Split-Expense Planning for Couples and the Winter Homebuying Advantage

So what kind of questions did you guys have around that?

NerdWallet's Smart Money Podcast
Split-Expense Planning for Couples and the Winter Homebuying Advantage

Okay.

NerdWallet's Smart Money Podcast
Split-Expense Planning for Couples and the Winter Homebuying Advantage

And then Robbie, I know that you mentioned earlier that when you guys were deciding how much rent Claire would pay, you did factor in her being able to save more for retirement.

NerdWallet's Smart Money Podcast
Split-Expense Planning for Couples and the Winter Homebuying Advantage

So maybe you adjusted that number to accommodate that.

NerdWallet's Smart Money Podcast
Split-Expense Planning for Couples and the Winter Homebuying Advantage

So Claire, do you feel like that feels a bit more fair because you're able to maybe save more towards retirement than you would have if you were still renting your apartment?

NerdWallet's Smart Money Podcast
Split-Expense Planning for Couples and the Winter Homebuying Advantage

And I'm curious about, I know everyone has different values around how to split finances, but have both of you always been 50-50 people?

NerdWallet's Smart Money Podcast
Split-Expense Planning for Couples and the Winter Homebuying Advantage

And like, why do you decide that you want to do 50-50?

NerdWallet's Smart Money Podcast
Split-Expense Planning for Couples and the Winter Homebuying Advantage

We have discussed so many different topics.

NerdWallet's Smart Money Podcast
Split-Expense Planning for Couples and the Winter Homebuying Advantage

Do you guys have any other questions?

NerdWallet's Smart Money Podcast
Split-Expense Planning for Couples and the Winter Homebuying Advantage

And also maybe factoring in individually, I know you're planning retirement together, but your own retirement number and what number you would be comfortable stopping at so that if things didn't work out, knock on wood, because we want y'all to be together forever.

NerdWallet's Smart Money Podcast
Split-Expense Planning for Couples and the Winter Homebuying Advantage

But, you know, so that you would have a comfortable nest egg for yourself if you happen to be single.

NerdWallet's Smart Money Podcast
Split-Expense Planning for Couples and the Winter Homebuying Advantage

Another thing I want to bring up relating to life insurance is estate planning.