Erin (debt-free caller)

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39 appearances 1 recordings 1 series first heard Jul 2026 last heard 17 Jul

Erin (debt-free caller)’s voice in public audio — every appearance, attributed to the second.

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Recordings per month over the last 12 months — 1 in all, peaking in Jul 2026 with 1.

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The Ramsey Show · When You Don't Have Payments, You Have More Options · 17 Jul 2026 podcast

Doing great.

I'm from Columbus, Ohio.

I paid off $31,000 in 30 months.

Good for you.

And your range of income during that two and a half?

$35,000 up to $38,000.

Wow, that's amazing numbers.

$1,000 a month you're putting away.

I moved into an apartment above the vet clinic that I work at that involved not paying any rent or utilities in exchange for taking care of boarding and hospitalized patients overnight on the weekends.

23,000 of that was a car loan.

And then the 8,000 were two student loans.

Did you go to vet school?

I took Financial Peace University through my church, and just knowing other people who were actively getting out of debt or people who had gotten out of debt who I knew who were able to do that really inspired me and helped me get a jump start on getting out of debt.

It's been a huge blessing.

I would say staying motivated at first.

There at the beginning, it just seemed like a huge mountain to climb.

But as I kept going, as the snowball happened and I got the student loans taken care of, that was very motivating just to watch my payments be able to get bigger and just to watch my debt just decrease.

Yeah.

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