Erin El Issa
speaker
52 appearances
1 recordings
1 series
first heard Jan 2026
last heard 15 Jan
Erin El Issa’s voice in public audio — every appearance, attributed to the second.
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recordings per month · last 12 monthsRecordings per month over the last 12 months — 1 in all, peaking in Jan 2026 with 1.
Appearances
But while some Americans do use tools like balance transfer offers or debt consolidation loans to lower their interest, the truth is you have to earn more, spend less, or both to actually get it paid down.
It's just so expensive.
And with the average amount of credit card debt, it could take decades and thousands of dollars to get that paid down, even if you aren't adding to the balance, which a lot of people are.
So if you can't aggressively pay down debt at this time, totally understandable, but try to add something.
Adding $50 or $100 a month to your payment could save thousands of dollars and years of payoff.
Yeah, I think we'll definitely see that increase over time.
Again, debt payoff really takes making more or spending less, but AI tools can be used to examine your budget and figure out a debt payoff strategy that might work for you.
Revolving credit card debt may be considered normal, but it doesn't have to be normal for you.
I would suggest making a plan to pay off your debt, stick to it to the best of your ability, forgive yourself if you mess up and get right back to it.
It really just takes consistency and time.
I know, I've done it.
Thank you so much.
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