Ernie (Ernest?)

speaker

11,463 appearances 35 recordings 1 series first heard Dec 2024 last heard 29 Jul

Ernie (Ernest?)’s voice in public audio — every appearance, attributed to the second.

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recordings per month · last 12 months

Recordings per month over the last 12 months — 14 in all, peaking in Jan 2026 with 3.

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Budget Nerds · #143 - What Does "Getting Good at Money" Really Mean? · 29 Jul 2026 podcast

And so we thought, oh, we're just going to like take out a HELOC, Home Equity Line of Credit.

And we went through the application process.

And I remember getting the call at work.

I stepped outside.

I'm in the parking lot.

And they said they declined.

Oh, wow.

And I was like, oh, crap.

That was the one plan that we had.

Right.

And we were so bad at money.

We were in such a mess.

And I didn't realize it until that call.

And I just remember my stomach sinking, like that pit just kind of forming there, paralyzed by what are we going to do?

I didn't know the way out.

And that kind of started us on this whole journey of getting good at money.

But that feeling still comes up.

Yeah, yeah.

Yeah.

Yep.

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