Ernie (Ernest?)

speaker

11,463 appearances 35 recordings 1 series first heard Dec 2024 last heard 29 Jul

Ernie (Ernest?)’s voice in public audio — every appearance, attributed to the second.

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recordings per month · last 12 months

Recordings per month over the last 12 months — 14 in all, peaking in Jan 2026 with 3.

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Budget Nerds · #139 - Sixteen YNAB Features Hidden in Plain Sight · 29 Apr 2026 podcast

Income versus spending.

Now, I can't drill into this.

It's just a really quick visual of the last six months.

So I think of it as like one of those, hey, just give me that quick peace of mind about what's going on.

You know, sometimes you go through the month and you just have that feeling of like, I kind of feel like I'm bleeding money this month.

Or maybe like I'm not spending at all.

You can just look at that income versus spending, get that really quick glance without needing to –

Dig into all the nitty-gritty details if you don't want to.

Yeah, yeah, yeah.

Well, this isn't my plan.

This is just a test dummy.

But I was looking at my personal income versus spending on mobile, and it was in the fall.

There was just this massive spike, and I'm like, oh, that's when we got the new roof from the hail damage that we had earlier that spring.

Oh, and YNAB's telling you that right at the top.

You know, at least for this plan, on average, you're spending less than you make.

Okay.

That's the first thing that came to my mind, receipts.

How does that work?

Okay.

Let's get into this.

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