Ernie (Ernest?)

speaker

11,463 appearances 35 recordings 1 series first heard Dec 2024 last heard 29 Jul

Ernie (Ernest?)’s voice in public audio — every appearance, attributed to the second.

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recordings per month · last 12 months

Recordings per month over the last 12 months — 14 in all, peaking in Jan 2026 with 3.

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Budget Nerds · #139 - Sixteen YNAB Features Hidden in Plain Sight · 29 Apr 2026 podcast

She doesn't do that anymore.

Exactly.

Okay, Ben, that is our 16 hidden features in plain sight.

And we had like a massive list to choose from.

So I am guaranteeing that we left out listeners your favorite little feature.

So please share it with us.

Put a comment in the YouTube video or send us an email at budgetnerds at YNAB.com because we want to hear from you.

All right.

Let's do some YNAB wins.

Let's do it.

My win comes from Patrick.

Patrick emailed in, I'm an early career physician in the U.S.

In residency training, we work long hours with modest pay, and many residents live paycheck to paycheck.

In February 2023, while going through residency without a budget, my wife and I found ourselves with too little cash to pay an unexpected tax bill in April.

We made a change and committed to giving every dollar a job with YNAB.

Over the next six months...

we made a temporary intensive, but difficult cutback on our spending.

We were not only able to pay the tax bill on time, but built up over $4,000 cash in savings.

One of my biggest motivators for committing to YNAB was knowing that I could anticipate a significant income increase after finishing training, and that we needed to have a responsible personal finance system in place before then to set us on the right track for the future.

I finished my training last year at age 32.

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