Ernie (Ernest?)

speaker

11,463 appearances 35 recordings 1 series first heard Dec 2024 last heard 29 Jul

Ernie (Ernest?)’s voice in public audio — every appearance, attributed to the second.

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recordings per month · last 12 months

Recordings per month over the last 12 months — 14 in all, peaking in Jan 2026 with 3.

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Budget Nerds · #138 - Our Biggest Wins Episode Yet: 22 Epic YNAB Wins · 8 Apr 2026 podcast

Yes.

Double yay.

Thanks for all your encouragement.

YNAB has changed my life.

So yeah, didn't have it all there, but hey, that's okay.

We can roll with the punches here, but it turned out didn't need to.

All right, now we got some wins of folks who they're feeling confident.

They went from second-guessing every purchase to spending with intention and peace.

So I'm going to share a win from Dana.

My girl cousins and I have a tradition of celebrating each other's 30th birthdays together.

And last November, I was the last of the bunch...

to turn 30.

I knew celebrating this milestone was important to me, and I simultaneously wanted to be mindful about how I was choosing to spend money for it while also not feeling guilt towards treating myself.

Planning a year out and making my birthday its own category group allowed me to put the money aside each month, track where my dollars were going, and prioritize how I actually wanted to treat myself for this special occasion.

Thanks to YNAB and my diligent planning, I was able to afford everything that I wanted to make my birthday special without worrying about accruing debt or feeling guilty about the money I spent.

I had an incredible birthday weekend and even came in under budget.

Yes.

While still getting everything that was important to me.

Now I get to roll that extra cash over to celebrate Thanksgiving.

31.

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