Ernie (Ernest?)

speaker

11,463 appearances 35 recordings 1 series first heard Dec 2024 last heard 29 Jul

Ernie (Ernest?)’s voice in public audio — every appearance, attributed to the second.

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recordings per month · last 12 months

Recordings per month over the last 12 months — 14 in all, peaking in Jan 2026 with 3.

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Budget Nerds · #137 - Patching vs (re)Building Your Money Habits · 25 Mar 2026 podcast

We've got an update from you about your categories.

And for those of you that are new to the show, hey, welcome, first off.

But Ben does not.

He talks a lot about changing his categories, but he rarely actually does.

So this is kind of a big moment.

Which, to start, you already had a lot.

I think when we did that episode, you had, like, 93.

Instead of seeing specifically what that chunk can cover in a future month.

That's really funny too, because I'm going the exact opposite direction with my job loss fund.

I want to start putting it into future months because I like this idea of knowing exactly what is covered if something were to happen.

And I haven't done it yet.

So here's what I'm thinking of doing.

Because right now I'm one month ahead.

And then I have a job loss category.

But we haven't saved up a month's worth of expenses yet.

So my goal is to do that in the category.

And then once I have a full month, put that into the, so that would be then two months ahead and then go back and save for another month of job loss and then put that ahead.

So we'll see.

I I'm really considering it, but it's just funny that you claw it back and I'm looking at springing it forward.

Yeah.

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