Ethan M. Steinberg
speaker
126 appearances
2 recordings
1 series
first heard Jul 2023
last heard Aug 2023
Ethan M. Steinberg’s voice in public audio — every appearance, attributed to the second.
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Appearances
And if the delay causes you to miss other legs of your trip, like a cruise or a hotel, the travel insurance could, depending on your plan, help you with those costs.
It depends on the plan, but let's say you get sick during your trip and you need to make alternate arrangements.
So maybe you're supposed to fly from Paris to London, but you're too sick to do that, so you end up having to stay in Paris.
Travel insurance, again, depending on your plan, could help you out with those extra hotel costs that were associated with you getting sick, as long as the doctor said that, in fact, you couldn't get on a plane.
So typically it kind of falls into two different categories, trip interruption and then trip delay or cancellation, which, you know, a canceled flight or a canceled hotel will cover you there.
Again, if you miss your cruise, that's something that could also be covered up to a daily limit.
And it depends on the plan.
But any unexpected prepaid non-refundable costs that are associated with you not being able to travel for some covered reason, the travel insurance could help you out there.
Certainly.
And travel insurance isn't always the best option.
Even experts, travel agents who sell these plans regularly, who I spoke to, ran into some concerns.
fiascos where they thought they were supposed to be covered for some part of a trip, but turns out they read the fine print and they actually weren't.
So there are other alternatives that are simpler and may cost less.
One is associated with premium credit cards.
So often different credit cards will offer you some benefits of travel insurance if you're traveling abroad, as long as you book your trip with that card.
The caveat there is that often with those cards, they will only offer you travel insurance and benefits associated with it up to a certain daily limit.
One travel agent who I spoke to said that one of her clients declined to buy travel insurance because she said, no, look, my credit card has got me.
But it turned out when the client had to cancel the trip, she found out that her credit card would only cover about $5,000 of the $20,000 down payment that she made.
She was, yes, and that's because she didn't read the fine print.
Well, there are some plans that do cover that.
Showing 41–60 of 126 · page 3 of 7
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