Filip Lundstedt

So on the solo side, I believe that the best thing to do is to lower your first dollar expenses. First dollar expenses are premiums, deductibles, things that you have to pay before the insurance even does anything, right? And most people, and we've discussed this before, is people will pay a ton of money to have low deductible.

So on the solo side, I believe that the best thing to do is to lower your first dollar expenses. First dollar expenses are premiums, deductibles, things that you have to pay before the insurance even does anything, right? And most people, and we've discussed this before, is people will pay a ton of money to have low deductible.

But the odds of you going to the hospital and utilizing that deductible are very low.

But the odds of you going to the hospital and utilizing that deductible are very low.

But the odds of you going to the hospital and utilizing that deductible are very low.

Exactly. Yeah. So I come in and I disrupt that thought process by saying, well, I can give you more for less. Because what I'll do is I'll give you a higher deductible for a lower premium, meaning your out-of-pocket dollars is lower. And then people say, ah, but if something happens to me, I get this high deductible.

Exactly. Yeah. So I come in and I disrupt that thought process by saying, well, I can give you more for less. Because what I'll do is I'll give you a higher deductible for a lower premium, meaning your out-of-pocket dollars is lower. And then people say, ah, but if something happens to me, I get this high deductible.

Exactly. Yeah. So I come in and I disrupt that thought process by saying, well, I can give you more for less. Because what I'll do is I'll give you a higher deductible for a lower premium, meaning your out-of-pocket dollars is lower. And then people say, ah, but if something happens to me, I get this high deductible.

I say, no, because I'm going to give you another insurance policy that's going to cover the deductible if anything ever happens to you. And the two policies added together is lower than what you would be paying premium-wise for high. Why do most people not know about that? Most brokers are lazy. Most agents are just going to sell you one thing, move on, sell you one thing, move on.

I say, no, because I'm going to give you another insurance policy that's going to cover the deductible if anything ever happens to you. And the two policies added together is lower than what you would be paying premium-wise for high. Why do most people not know about that? Most brokers are lazy. Most agents are just going to sell you one thing, move on, sell you one thing, move on.

I say, no, because I'm going to give you another insurance policy that's going to cover the deductible if anything ever happens to you. And the two policies added together is lower than what you would be paying premium-wise for high. Why do most people not know about that? Most brokers are lazy. Most agents are just going to sell you one thing, move on, sell you one thing, move on.

They're not going to take the time to go through this because many people say confused minds don't buy. And I agree with that. So they don't want to take the time to slow down the process to really explain how the strategy utilizes and works. So when I do that with people and I show them how it works and I give them examples, I do this myself for my own personal, right?

They're not going to take the time to go through this because many people say confused minds don't buy. And I agree with that. So they don't want to take the time to slow down the process to really explain how the strategy utilizes and works. So when I do that with people and I show them how it works and I give them examples, I do this myself for my own personal, right?

They're not going to take the time to go through this because many people say confused minds don't buy. And I agree with that. So they don't want to take the time to slow down the process to really explain how the strategy utilizes and works. So when I do that with people and I show them how it works and I give them examples, I do this myself for my own personal, right?

And when I do that and I lay it out, they're like, really, I could make money on a tragedy? I said, yeah, absolutely. And it's helpful to know that because it takes away the anxiety. So it actually gives you more peace of mind knowing that if anything happens to me, I'm not paying a lot out of my pocket right now, so it's more affordable.

And when I do that and I lay it out, they're like, really, I could make money on a tragedy? I said, yeah, absolutely. And it's helpful to know that because it takes away the anxiety. So it actually gives you more peace of mind knowing that if anything happens to me, I'm not paying a lot out of my pocket right now, so it's more affordable.

And when I do that and I lay it out, they're like, really, I could make money on a tragedy? I said, yeah, absolutely. And it's helpful to know that because it takes away the anxiety. So it actually gives you more peace of mind knowing that if anything happens to me, I'm not paying a lot out of my pocket right now, so it's more affordable.

Plus, if anything ever happened to me anyways, someone else is going to pay the bill. It's a great peace of mind, you know?

Plus, if anything ever happened to me anyways, someone else is going to pay the bill. It's a great peace of mind, you know?

Plus, if anything ever happened to me anyways, someone else is going to pay the bill. It's a great peace of mind, you know?