Frances Cook

And so what you really wanna do

to fight back long term is if you are thinking about what really truly adds to your life because okay fine if you want this stuff have it great but if it's not adding to your life and you're having regret afterwards then that's really not worth it but it's hard to tell in the moment so you want to think about what's adding to your life what's not

at putting in those pauses for even longer some people will do a whole no spending month which is quite intense that's when you're not allowed to spend anything except your groceries and your utilities for a whole month and that can really force you to think about what's adding to my life what do i actually miss and what do i not miss

If that sounds a little intense, that is quite intense, a whole month, you can do financial fasting.

So pick one day a week and you just don't spend anything that day.

It's so satisfying, isn't it?

When you get to the end of the day and you know that you haven't spent money.

Well, yeah.

And I think as well, when you do a little bit less life experience, you're less used to being like, okay, knowing yourself and knowing how to put those barriers.

Yeah, exactly.

So yeah, Gen Z has hit the worst by it, but we're all guilty of it.

This podcast can only give you general information about how things work in most situations.

It's not individual financial advice.

If you're after that, a financial advisor is always the best bet.

You can be smart, capable, fully across what you should be doing with money, and still not do it.

You know you should ask for the raise, you know you should start investing, and you know you should probably stop spending on things that you don't care about.

And yet, you don't do the things that you know you should.

And what today's guest wants to tell you is it's because you're avoiding something and you'd do anything to keep avoiding it, including sabotaging your money life.

Charlotte Cummings has spent years as a counselor and now helps people through change therapy.

In her training, she found something that can be applied to so many areas of your life.