Gaia Jacobs
speaker
27 appearances
2 recordings
1 series
first heard Aug 2024
last heard Aug 2024
Gaia Jacobs’s voice in public audio — every appearance, attributed to the second.
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Appearances
And a month in, I quit college.
And that is my biggest regret to this day.
Gotta have a positive outlook because positivity brings positivity.
So if I'm having a positive outlook, my loans will go down.
It won't be bad forever.
I decided I was going to pick up learning how to cook and everything.
And that's kind of where it all started going down because I was walking to the grocery store and buying whatever I wanted so that I could learn how to cook and like make a bunch of things from scratch.
I want to eat better, so I'll typically go for the option of just put on my credit card and eat a little bit better and healthier for myself.
I just decided that after the pandemic that it's just time to live life.
I just decided I've got to go and explore the world.
I only make so much money and yes, I can work two, three jobs, but it still probably won't be enough to pay it all down because the other jobs that I could add on would be like waitressing and then I'm not sleeping.
It's like, where do I draw the line for what am I going to do to tackle this and handle it?
In the 90s, some behavioral economists actually coined this term pain of paying.
And it's just this idea that physically handing over money, there's a negative emotion associated with that.
And as the act of paying has become less tangible, like it's gone from actually handing over cash to slapping a card to just tapping a phone, it's become much less painful.
So it's easier to spend.
Access to affordable credit helps me pay my employees, but I don't really need it.
Banks and credit unions help small businesses make payroll.
This bill would cut the vital resources they need.
But as she explains... I only have one life, and I just want to be young and dumb, go out and explore the world.
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