Gary A. Officer

speaker

109 appearances 1 recordings 1 series first heard Jul 2026 last heard 23 Jul

Gary A. Officer’s voice in public audio — every appearance, attributed to the second.

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Recordings per month over the last 12 months — 1 in all, peaking in Jul 2026 with 1.

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NerdWallet's Smart Money Podcast · What Couples Miss When Going Down to One Income · 23 Jul 2026 podcast

So that's sort of one.

Two, the general policy environment around which we think about what our needs are going forward is informed by the experiences of younger workers.

And we hear about the growing anxiety around the Gen Xs and more recently, college graduates who are asking questions about, am I going to find a job?

Because employers are not making as hiring decisions as we speak.

So we're seeing more focus on younger people.

We're seeing decline in labor force participation rate, higher long-term unemployment rates.

And none of those questions about needs extends to the experiences of older workers.

Yeah, when we last spoke, we spoke as we were emerging out of the COVID economy, right?

When millions of older workers left the workforce, and many were forced out of the workforce because of the relaxation and the pause in their participation on the job.

Many left, weren't called back in.

Many came back because they retired early and their retirement income couldn't sustain themselves, so they returned back to work, oftentimes working part-time.

Some of those observations still hold.

We are seeing more people, older people, leave the workforce.

What we also are seeing is about 65% of those who have exited the workforce, their desire to return to the workforce is because of their inability to sustain themselves.

And that feeds to another set of issues that's forcing the anxiety among older workers, which is retirement insecurity.

Whole different subject, but it's related to the return to the workforce because of lack of retirement income.

We have right now 7.8 million available jobs, 7.1 million job seekers, according to the Bureau of Labor Statistics.

Then you have 1.1 million older Americans looking for work.

Tells you there's a demand for labor.

The fact is that older workers are not being given the opportunity that that demand for labor suggests exists.

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