Gary Direnfeld

lower the cost of insurance on automobiles and everything else for that matter.

They know that there's something magical that happens between 24 and 26 where people start using better judgment.

They settle down.

So it's amazing what you can take from those actuarial tables and literally apply to parenting.

Even you mix that up.

I am...

A crazy dog owner.

By your own admission.

Okay, what do you do?

What do you do?

Well, he sleeps between my wife and I this morning, 6 o'clock in the morning.

He's a cockapoo-ossy-poo mix.

So he's Australian Shepherd, Cocker Spaniel, and two poodles are in there.

And he has long legs.

bushy eyebrows he looks like Karl Marx or not Karl Marx no the Marx brothers same difference and at six o'clock in the morning this dog is pawing at my chest leaning over licking my face waking me up

I say he's doing a wellness check.

My wife says he wants to go out and play.

I push him off me, rub his belly, fall back to sleep.

I'm not kicking my dog out of bed.

I love the little guy.