Gemma Mitchell

speaker
7,116 appearances 28 recordings 1 series first heard Apr 2026 last heard 5d ago

Gemma Mitchell’s voice in public audio — every appearance, attributed to the second.

Trend

recordings per month · last 12 months
8 · Jun OctJan 26AprJulnow

Recordings per month over the last 12 months — 28 in all, peaking in Jun 2026 with 8.

Appearances

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So we are told constantly that debt is bad. voice-verified
If you've got debt, get rid of it as quickly as possible. voice-verified
And I do agree in some instances, like buy now pay ladies. voice-verified
But debt is a tool, it is a financial tool, and it is used to create wealth. voice-verified
You can use it for good or evil, like anything. voice-verified
Um, but it is a tool. voice-verified
And even if you've had to use it for something that we consider bad debt, may voice-verified
Maybe it was um buying a car or something. voice-verified
M you might have got you out of a really tricky situation to leave an unsafe relationship, an unsafe job, a toxic place. voice-verified
Like you don't always have to use debt to create wealth. voice-verified
That's why we want to use it. voice-verified
That's what it's a great tool for. voice-verified
But sometimes it just gets us out of a position that we weren't in. voice-verified
So I hate when people say debt is bad because voice-verified
the reason might have been very, very important. voice-verified
And then if we think of it with a financial planning lens, it is a great tool for building wealth. voice-verified
So debt is a tool, you can use it for good or bad. voice-verified
It's how you manage it and how you use it and pay off which is the good or the bad. voice-verified
Okay. voice-verified
I like it. voice-verified
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