Gemma Mitchell

speaker

7,116 appearances 28 recordings 1 series first heard Apr 2026 last heard 6d ago

Gemma Mitchell’s voice in public audio — every appearance, attributed to the second.

Trend

recordings per month · last 12 months

Recordings per month over the last 12 months — 28 in all, peaking in Jun 2026 with 8.

Appearances

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Australian Finance Podcast · How to boost your super by $100,000 · 27 Aug 2026 podcast

And people always get really surprised when I say super is not an investment. voice-verified

So superannuation itself is not an investment. voice-verified

It's a tax vehicle. voice-verified

It's a structure. voice-verified

You can invest within it, but the risk that people tend to associate with super doesn't actually come from the structure itself. voice-verified

It comes from what you put in it, which we're going to talk about today, that you actually have a lot of control over. voice-verified

But voice-verified

Super itself, I like to explain it like a bucket. voice-verified

While we're working, that bucket is filling up, and most all super funds will call that accumulation super. voice-verified

So think of the bucket filling up. voice-verified

You are putting contributions in. voice-verified

Hopefully it's getting some returns and things, and that is building. voice-verified

The goal is to have as much in that bucket as possible for retirement. voice-verified

Possible. voice-verified

And in retirement, think of putting a tap on that bucket and then drawing money out to fund your lifestyle. voice-verified

when the work tap has turned off. voice-verified

Yeah. voice-verified

And this as we'll see from the slides that are going to come up, the earlier that you do things, like you can do tiny tweaks and they make massive differences. voice-verified

But usually when we see people care about it or it start to be on their mind and they're willing to kind of look into it and really understand, it's usually in the later years when it becomes a priority, they can see retirement coming. voice-verified

But the steps that you have to take, the more risk or the higher contributions and voice-verified

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