Gemma Mitchell
speaker
7,116 appearances
28 recordings
1 series
first heard Apr 2026
last heard 6d ago
Gemma Mitchell’s voice in public audio — every appearance, attributed to the second.
Trend
recordings per month · last 12 monthsRecordings per month over the last 12 months — 28 in all, peaking in Jun 2026 with 8.
Appearances
So paying less is obviously fees, but you want to balance that as well.
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Cheapest isn't always best.
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But when I say pay less, I'm thinking also insurance.
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So lots of people have insurance premiums that come out of their super and it does a lot of damage.
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It eats away and stuff.
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So pay like having less money come out of it, whether it's fees, insurance, or if you've dipped into it at different times, but they're the three levers, taking less out of it.
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Earning more.
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Or uh like adding more or earning more in returns.
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So we're gonna take fees away.
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And all of these returns that I've got in here are net of tax and fees, which is a really important thing that you want to do when you're comparing funds.
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But let's look at a 30-year-old because I made the point before, you do less to get more the earlier.
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And and this is assuming that they're retiring 35.
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So this person's got like a 30.
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Five years.
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Um, yeah, so it's got like inflation and stuff built into it.
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So if you wanted an extra hundred thousand when you retired at 65, you would need to add an $1,800 of net a year.
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So you might do after tax contributions, you know, pre-tax, as long as $1,800 was staying in that fund after tax was taken out.
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That would get you there.
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Or you could increase your performance.
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Showing 901–920 of 7,116 · page 46 of 356
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