Gemma Mitchell

speaker

7,116 appearances 28 recordings 1 series first heard Apr 2026 last heard 6d ago

Gemma Mitchell’s voice in public audio — every appearance, attributed to the second.

Trend

recordings per month · last 12 months

Recordings per month over the last 12 months — 28 in all, peaking in Jun 2026 with 8.

Appearances

newest first · ▶ plays the moment

Australian Finance Podcast · How to boost your super by $100,000 · 27 Aug 2026 podcast

So with these calculations, I have assumed that employer contributions are going in. voice-verified

So you would have to do that 12%, so 12,000 in this case, because they're earning 100 plus that. voice-verified

Ideally, if you're a business owner, you want to treat superannuation like an expense when you factor in how much you earn, your tax, all of that kind of stuff. voice-verified

Because if you were working for an employee. voice-verified

Um, chances are you're working less hours and you'd be getting paid super. voice-verified

So when you're working out what your cost is of your services and whatever, you want to add superannuation into it because that is part of your value. voice-verified

And you want to be as soon as possible putting money away for future, whether it's super or it's outside, whatever that looks like. voice-verified

But just making sure that you're transferring wealth and income outside of your business into assets that are gonna you voice-verified

you know, turn that tap on for you one day. voice-verified

too bad. voice-verified

So it jumps up so significantly. voice-verified

It jumps up nearly double, which is crazy for only 10 year difference, but it's because that time frame got to it's it's so much shorter. voice-verified

It's only the 15%. voice-verified

Um so with this one, you would have to add. voice-verified

5,000, 5,500 extra every year instead of 2800. voice-verified

Again, net after it, depending on whichever way you put the contributions in, net has to stay in there. voice-verified

Or you have to get nearly 2% more. voice-verified

So go from 7.5 to 9.3. voice-verified

Now that's probably still not totally unrealistic from the performances that I've seen lately over a 10 plus year, but still you have to be comfortable with that. voice-verified

that level of risk and that type of risk appetite for your investment returns. voice-verified

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