Gemma Mitchell

speaker

7,116 appearances 28 recordings 1 series first heard Apr 2026 last heard 21 Sep

Gemma Mitchell’s voice in public audio — every appearance, attributed to the second.

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recordings per month · last 12 months

Recordings per month over the last 12 months — 28 in all, peaking in Jun 2026 with 8.

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Australian Finance Podcast · 10 ways to access your super · 17 Aug 2026 podcast

But most importantly, it's your money. voice-verified

You want to check on it every year. voice-verified

If you need to access it because of voice-verified

one of these events happened, you absolutely can. voice-verified

It's ha it's gonna be hard. voice-verified

But potentially down the track it then you make up that or maybe you don't need to make it up and it's the balance is healthy enough. voice-verified

You don't know. voice-verified

Um if it can get you out of a sticky situation, great. voice-verified

But we saw in COVID people buying new cars and things like that, not necessarily things that they needed. voice-verified

And now we see people regretting that and seeing, you know, actually the damage that that did. voice-verified

Um so yeah, I just accessing it, it's an option before retirement. voice-verified

Thanks for letting me talk about super for thirty minutes straight. voice-verified

So in this scenario, that's three grand extra a year on their loan.

If their loan's about six percent, they're saving $150 in interest.

Is that worth it to them?

What happens is when we pay down loans and stuff, we tend to then inflate our lives and do different things as well.

So will that money actually get them ahead or will it just be eaten up some other way?

Whereas when we put money into super, we have the disciplines there that we don't necessarily have.

So my whole thing is always, can you do a little bit of both?

I'm really good, thank you.

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