Genevieve "Gel" Lyons

speaker

214 appearances 1 recordings 1 series first heard Jul 2026 last heard 13 Jul

Genevieve "Gel" Lyons’s voice in public audio — every appearance, attributed to the second.

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Recordings per month over the last 12 months — 1 in all, peaking in Jul 2026 with 1.

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money money money · 928 mortgages: refinancing, bridging loans, debt recycling, new builds, security swaps + more · 13 Jul 2026 podcast

And that bank retained them by offering a 0.21% discount on top of their rate.

That's a lot.

Yeah.

So they were on around 625 and they are now on 604.

The discharge, the title registration fees, the new package fee for that lender.

Removing the government guarantee, that's a big one.

Yeah.

Yeah, getting cash out, buying an investment, serviceability is stronger elsewhere.

But if you're just purely looking for a better rate, I guarantee you if you submit a discharge and tell your bank that you're leaving, they're probably going to match the rate, which is what we –

encourage clients to do before we go down the whole process of even getting a refinance approved.

We work it out with a rough give or take.

Yeah.

And 0.1 looks different.

Like 598 looks way better than 604 in your eyes, right?

But it's like $60 a month if that.

Not us.

I just want to point out one fact.

You would want to work out what the interest would cost you on that bridging loan versus what it would cost you to sell and pay rent.

over that time.

That would be a big key element that I would be looking at.

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