Genevieve "Gel" Lyons

speaker

214 appearances 1 recordings 1 series first heard Jul 2026 last heard 13 Jul

Genevieve "Gel" Lyons’s voice in public audio — every appearance, attributed to the second.

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Recordings per month over the last 12 months — 1 in all, peaking in Jul 2026 with 1.

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Like we're not wanting to steal all the business or write everything that comes across our desk either.

Yeah, it's a genuine answer of, hey, no, what you have is actually really good.

Yeah.

But, yeah, like I would say a lot of lenders are flexible with debt recycling now.

It's – yeah, it's cash out, interest only.

Yeah.

leave it in your offset until you're ready to use it.

If you don't use it, dissolve it into the loan, close it off, like do a separate split.

Like, yeah, it's, yeah.

They're not going to use the income off that.

That would more just be in your asset pool.

It would have to be in your tax return.

I can't say I've ever done a loan where I'm trying to service it off interest that someone has earned on their savings.

Yeah, ETFs, but not interest from cash sat in the bank.

I would say it's a rare scenario where someone is doing a substitution of security and keeping the same debt.

Using a guarantor.

They need that loan as security.

They would need.

Or the guarantor remains.

Yes.

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