George Campbell

speaker

120,482 appearances 464 recordings 1 series first heard Apr 2022 last heard yesterday

George Campbell’s voice in public audio — every appearance, attributed to the second.

Trend

recordings per month · last 12 months

Recordings per month over the last 12 months — 33 in all, peaking in Sep 2026 with 13.

Appearances

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The Ramsey Show · Stop Living in Financial Chaos · 21 Sep 2026 podcast

Well, you can do a recast, which is where you take a big lump sum of money, throw it at the principal, and they basically re-amortize your mortgage. voice-verified

So the payment does get lower. voice-verified

It's not magic, but it does take voice-verified

redoes the math for you. voice-verified

So that is viable, but with a $700,000 mortgage, throwing $50,000 at it is not going to make a dent in your payment. voice-verified

Plus, just six months of their mortgage alone is $35,000, let alone their other expenses. voice-verified

And so that $97,000 is likely, voice-verified

you know, a little more than six months, but not much. voice-verified

And so I don't think that's going to make a dent to it. voice-verified

Now, if they had 400 grand, they could chunk at the principal and recast it. voice-verified

I'd say, great. voice-verified

Problem solved. voice-verified

And voice-verified

But again, he said they had 2,100 in margin and I don't know what daycare costs are in San Diego, but that'll disappear real quick with a baby. voice-verified

Yeah. voice-verified

When you're paying for that, because she is, she is going to continue working. voice-verified

So that's the part that worries me. voice-verified

long-term and it's the kind of stuff, it's why we are so conservative. voice-verified

People yell at us because they go, Ramsey's out of touch with her 25% going. voice-verified

I'm like, I'd rather be out of touch and allow a mom to stay home if she wants to. voice-verified

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