George Kamel (George Campbell) — HIGH CONFIDENCE

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583 appearances 1 recordings 1 series first heard Jul 2026 last heard 22 Jul

George Kamel (George Campbell) — HIGH CONFIDENCE’s voice in public audio — every appearance, attributed to the second.

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Recordings per month over the last 12 months — 1 in all, peaking in Jul 2026 with 1.

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The Ramsey Show · It's Never Too Late To Build Wealth · 22 Jul 2026 podcast

And so let's move the mortgage out of this.

That brings your debt down to 140 in consumer debt.

We get rid of the cars, that gets rid of 105, right?

this is a solvable problem now.

We just went from, I can't make my payments to, oh my gosh, I'm almost debt free by the end of the year.

You'll see the private party value on Kelley Blue Book, check Carvana and CarMax and all the others to see what they would offer you for these vehicles.

Then at least you know the amount you need to cover that you're underwater on, right?

Let's say it's $24,000 total.

Yeah, dealer trade-in is going to be the worst offer ever.

So we're not looking for a dealer trade-in at the local dealership that's selling brand-new cars.

Yeah.

So what could it sell for on Facebook or an auto trader?

And then what would CarMax or Carvana give you for it, which is likely going to be higher than a normal dealer trade in?

You need to come up with a difference.

Some people go to the local credit union and get the difference as a personal loan, as just an unsecured loan, and some people will save up the difference.

Now, with your income, if you really hunker down making $10,000 a month, you could save up $24,000 pretty quickly.

Now what's your wife's car payment?

Now imagine you got a $750 raise every month in your net take-home pay that you can now apply to your other debts or use that to save up for the underwater difference on the truck.

Now we're starting to get some momentum.

So you went from your back against the wall to should I let this car get repoed to, oh, we can be done by Christmas.

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