George Kamel
👤 PersonAppearances Over Time
Podcast Appearances
Okay, so the credit report will show you every single line of credit, what is owed, who holds it. So that's going to be your homework. And go to this website, annualcreditreport.com, and you can pull your credit report from the bureaus. There's three of them. Okay, annualcreditreport.com? Yes, and never pay for this.
Okay, so the credit report will show you every single line of credit, what is owed, who holds it. So that's going to be your homework. And go to this website, annualcreditreport.com, and you can pull your credit report from the bureaus. There's three of them. Okay, annualcreditreport.com? Yes, and never pay for this.
It's free to do, and you can pull your report from all three bureaus, Experian, TransUnion, and Equifax. You'll see it right there on the site. So request the free reports. Once you get those, it'll give you a real clear picture of what is owed. And so it's going to show you the creditor name, the balance, the APR, the minimum monthly payment.
It's free to do, and you can pull your report from all three bureaus, Experian, TransUnion, and Equifax. You'll see it right there on the site. So request the free reports. Once you get those, it'll give you a real clear picture of what is owed. And so it's going to show you the creditor name, the balance, the APR, the minimum monthly payment.
It's free to do, and you can pull your report from all three bureaus, Experian, TransUnion, and Equifax. You'll see it right there on the site. So request the free reports. Once you get those, it'll give you a real clear picture of what is owed. And so it's going to show you the creditor name, the balance, the APR, the minimum monthly payment.
And if you can't find any of this out on the credit report, contact – the creditor, to find out, hey, when is the due date? What is the minimum monthly payment? Make sure that everything lines up, the last four digits of the account. So you've got some administrative work to do, and then the real work begins of going, okay, we've got to clean this mess up. That's the bigger problem, right? Yes.
And if you can't find any of this out on the credit report, contact – the creditor, to find out, hey, when is the due date? What is the minimum monthly payment? Make sure that everything lines up, the last four digits of the account. So you've got some administrative work to do, and then the real work begins of going, okay, we've got to clean this mess up. That's the bigger problem, right? Yes.
And if you can't find any of this out on the credit report, contact – the creditor, to find out, hey, when is the due date? What is the minimum monthly payment? Make sure that everything lines up, the last four digits of the account. So you've got some administrative work to do, and then the real work begins of going, okay, we've got to clean this mess up. That's the bigger problem, right? Yes.
What's the total debt amount, as far as you know? Excluding the mortgage.
What's the total debt amount, as far as you know? Excluding the mortgage.
What's the total debt amount, as far as you know? Excluding the mortgage.
Okay, so that makes it a little easier. You can ballpark it. Is it $10,000? Is it $100,000?
Okay, so that makes it a little easier. You can ballpark it. Is it $10,000? Is it $100,000?
Okay, so that makes it a little easier. You can ballpark it. Is it $10,000? Is it $100,000?
And that is between the lines of credit, the things you guys went into debt for for the house, anything else? Are there cars? Are there student loans?
And that is between the lines of credit, the things you guys went into debt for for the house, anything else? Are there cars? Are there student loans?
And that is between the lines of credit, the things you guys went into debt for for the house, anything else? Are there cars? Are there student loans?